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An accident, also known as an unintentional injury, is an undesirable, incidental, and unplanned event that could have been prevented had circumstances leading up to the accident been recognized, and acted upon, prior to its occurrence.
If you're trying to say that you had an accidentyourself, then "to meet (with) an accident" is definitely wrong. However, let's saying you're driving along the road and you happen upon an accident. "I met an accident on the way to work this morning" is a perfectly idiomatic way of explaining what happened

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